Have you considered these factors to understand how much you'll need in retirement:
How long will you be retired for? (Are you planning to retire at 60, and live to age 80? What happens if you make to 81, 82...83???)
What are inflation numbers going to look like when you retire - or 5 years, 10 years, or more in to your retirement?
Are you confident that you'll be able to live off the interest that your retirement accounts will generate in retirement? (There's no way another 2001, 2008, or March of 2020 will happen again...right?!?)
In this episode of After The Paycheck, Sam and Adam focus on determining what the best options of withdrawing money from your retirement accounts should be when considering these issues