Bob Frantz in for Jimmy Barrett and Shara Fryer take you through the stories that matter on the morning of 01/04/2019, including: What are chances Fed reverses rate hikes? Stephen Moore and Alfredo Ortiz write in RealClear Politics that the two successive interest rate increases imposed by the Federal Reserve threaten to stifle the huge financial gains of the last two years: With the stock market falling another eight percent in the wake of the Federal Reserve’s decision to raise interest rates earlier this month, it’s now clear that the biggest threat to the Trump economic boom is the Fed itself; The exodus from two of the nation’s biggest Blue States continues, according to new numbers from the U.S. Census Bureau. Many Red States, meanwhile, continue to gain population, the figures show. The biggest population losers between July 2017 and July 2018 were the high-tax, Democrat-controlled states of New York and Illinois. As for high growth, Texas topped the list, adding nearly 380,000 people last year – as if the state had added another city the size of Arlington. Only Florida came close to matching Texas, with the Sunshine State adding more than 322,000 people, the data show; 2019 will see continued stock market volatility and a significant economic slowdown at year-end, according to Greg McBride, CFA, Bankrate.com's chief financial analyst. However, for most of the year, the economy will deliver respectable growth: Two More Fed Rate Hikes: This will take the Fed funds rate to 2.75%-3.00% by the end of 2019. Savings Rates: Deposit yields will move modestly higher for most of the year before flattening out by the end of the third quarter.Mortgage Rates: 30-year fixed mortgage rates will be volatile, rising above 5.25% before falling sharply later in the year to 4.35%. Credit Card and HELOC Rates: By the end of 2019, the average credit card rate should be around 18.1% and HELOCs will be around 6.85%. Auto Loan Rates: Between a couple rate hikes and the prospect of rising delinquencies and defaults as the economy slows, it will be an up year on auto loan rates at banks and credit unions.