Most Americans think they're really great with money. But they're not!

Ask HTM: Andrea wants to tap her IRA for a home down payment. Is that a good idea? 

Defying inflation trends, TVs are getting bigger and cheaper. In other good news, Americans are delaying the smartphone upgrade cycle. PLUS, there's a new rule that allows for automatic refunds if your flight gets delayed or canceled.

Ask HTM: Question about when to tap social security.

Links: Biases that are screwing up your personal finances, How to save up an emergency fund