In this episode of News Too Real: Child Tax-Credit Updates and Consumer Fraud Protection Part 2, producer host Julia Dudley Najieb features Federal Trade Commission (FTC) experts Monica Vaca and Rosario Mendez. The FTC recently released a full report called “Serving Communities of Color.” The report reveals differences in the way that fraud and other consumer problems affect communities of color.

The FTC expert speakers highlight how majority Latino and Black communities report more issues with car buying, banks and lenders, credit issues and debt collection than do white communities. They also review fraud cases the FTC has one for the public over the last five years where the unlawful conduct either targeted or disproportionately affected communities of color.