During the summer months and large international events like the Olympics, certain types of scams become more prevalent, exploiting the seasonal activities and large public gatherings that are common during these times. Scammers adapt their methods to take advantage of the increased spending and lowered guard that often accompany the warmer months and high-profile events. Here is an exploration of these seasonal scams and how you can shield yourself and your finances from these fraudulent schemes.

**Summer Scams**

The summer brings with it not only warmer weather but also an increase in certain kinds of scams. Here are a few to watch out for:

1. **Travel Scams**: As vacation planning peaks, scammers launch fake vacation rentals or non-existent flights. Often, they advertise these on social media or via unsolicited emails with prices that are much lower than usual, tempting consumers who are looking for a good deal.

2. **Moving Scams**: The summer is a popular time for moves, leading to numerous moving and storage scams where service providers may either drastically increase the price on the day of the move or hold belongings hostage in exchange for a much higher than previously agreed upon fee.

3. **Contractor Scams**: Warm weather is ideal for home improvements, which perpetuates home repair scams. A common approach involves contractors who appear uninvited at your doorstep or target homes with apparent damage, offering services for cash upfront or a significant deposit, only to deliver shoddy work or no work at all.

4. **Job and Recruitment Scams**: Summer jobs are particularly appealing to students. Scammers offer phony job opportunities, often requiring candidates to pay upfront for training or background checks, which are actually ways to illegally obtain money and personal information.

**Scams During the Olympics**

Special attention is required during international events like the Olympics, which will be held in Paris in 2024. French officials are specifically warning about health card scams. These scams may involve the sale of fake health cards or insurance plans that promise coverage for medical services during the Olympics. These scams exploit the unfamiliarity of tourists with the local healthcare system and their desire to stay protected abroad.

**Protective Measures**

To avoid falling victim to these scams, consider the following tips:

1. **Verify Before You Trust**: Always check the credentials of any service provider, whether a moving company, contractor, or travel agency. Use trusted websites and referrals to validate their legitimacy.

2. **Secure Payments**: Use credit cards for payments when possible because they offer better fraud protection compared to other forms of payment like wire transfers or cash.

3. **Be Skeptical of Unsolicited Offers**: Be cautious with unsolicited emails or offers, especially those that require upfront payment. Scammers often use high-pressure tactics to create a sense of urgency to fool their victims into acting quickly without thorough verification.

4. **Educate Yourself**: Familiarize yourself with the common signs of scams and educate family members or friends about them, especially those who may be more vulnerable such as elderly relatives or young adults seeking summer jobs.

5. **Report Scams**: If you encounter a potential scam, report it to the appropriate authorities. This could be local law enforcement, consumer protection agencies, or national fraud reporting centers. Reporting helps prevent others from becoming victims and can aid in the pursuit of scammers.

By remaining vigilant and informed, you can enjoy a safer summer and attend global events like the Olympics without falling prey to the opportunistic scams that accompany these occasions.