The foundation of financial discipline is everyday commonsense. Commonsense is reinforced by making decisions that help you save money. Saving money by itself does not grow in value. But it is a starting point to investing. A penny saved is a penny earned. Everything from paying less to shopping for the best that also saves you money to avoiding unnecessary fees, penalties, charges, fines, etc. are just a small part of it. It's a way of life!

In this post on Personal Finance and Financial Discipline, I discuss some essential parts to helping your financial behavior work for you and not against you, and I also recommend ways to get out and challenge yourself to raise money to finance your investment and life goals.