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SCAM ALERT - It may only be November, but scammers are already taking advantage of holiday goodwill. The latest seasonal scam is a gift exchange that's actually a pyramid scheme. Look out for this con on Facebook, Instagram and other social sites. - See more at: http://www.bbb.org/scam

Boomerang for Gmail - You can now schedule all of your emails to send later using a new app called Boomerang for Gmail. How cool..you can now script your Christmas greeting emails ahead of time and set them to send automatically at a future time. Find out more at http://www.boomeranggmail.com

News You Can Use - Some retailers are already offering Black Friday Deals. Amazon for example runs deals on what they call Black Friday Week. Now you are saving money before the hustle and bustle.