" Some kind of Return to Normality is expected by July of this year. A large part of it depends on how COVID-19 is suppressed" says Mr. P.S. JayaKumar, the Seasoned Banker & Former CEO & MD of Bank of Baroda.

Amalgamation is a legal process, the integration may be slower due to COVID 19. More so, because customer will need more support & hand holding now. There is a pronounced need for credit growth".

" As a consequence of Virus we will see a considerable change in the way things are managed. I could see hygiene standards will dramatically improve over this period. Work from home culture will inform & world will have a better contingency plan to deal with healthcare ahead, post this #CORONA Outbreak. "