"UNDERWATER" How Our American Dream of Homeownership Became a Nightmare By Ryan Dezember. Ryan spoke to Bill about In this deeply personal story, Dezember shows how decisions on Wall Street and in Washington played out on his street in a corner of the Sunbelt that was convulsed by the foreclosure crisis

RYAN DEZEMBER is a reporter for The Wall Street Journal, writing about financial markets and investors. He previously wrote about the oil industry from the Journal’s Houston bureau. Before that he worked as a reporter for the Mobile Register, reporting on the real-estate boom and bust for coastal Alabama’s daily newspaper. He lives in Brooklyn, New York.