After retiring from a 30-year career as a tax lawyer, Shelia D. Harvey started My Personal Financial Friend to equip and assist others with financial planning. In this episode, she shares tips on finding unclaimed property, budgeting, and the importance of "value-based" spending. Other topics discussed include: Why you need a "Personal Financial Friend" Good debt vs bad debt How being debt-free may be a problem Why you must understand your relationship with money How to find unclaimed property in any U.S. state Learn more about Shelia D. Harvey and the Cocoa Millionaires Movement at https://personalfinancialfriend.com/